1. Acceptance of Terms

Please read this page carefully. If you do not accept the Terms and Conditions stated here, we would request you to exit this site.

XooBill is owned and operated by SparrowBytes FinTech Solutions. The promotions on our Website are subject to the subsequent Terms and Conditions and all applicable laws and regulations. By accessing and using the Website, you agree to abide by and be governed by these Terms of Use which incorporates the posted Privacy Policy as though fully set forth herein. The terms “You”, “Your” or “User(s)” refer to any person who contacts or uses the website for any purpose.

The business, any of its business divisions and/or its subsidiaries, associate companies or subsidiaries to subsidiaries or such other investment companies (in India or abroad) reserve their respective rights to revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to re-appraise yourself of the Terms and Conditions because they are binding on all users of this Website.

2. Use of Content

All logos, brands, marks, headings, labels, names, signatures, numerals, shapes, or any combinations thereof, appearing in this site, except as otherwise noted, are properties either owned or used under license, by the business and/or its associate entities who feature on this Website. The use of these properties or any other content on this site, except as provided in these terms and conditions or the site content, is strictly prohibited.

You may not copy, distribute, download, perform, reproduce, display, modify, edit, alter, enhance, broadcast, or tamper with in any way or otherwise use any material contained in the website except as set out under “You may”. These restrictions apply to all or part of the material on the website.

You may not remove any copyright, trademark, or other intellectual property notices contained in the original material from any material copied or printed off from the website; link to this website; without our express written consent.

The user is not allowed to copy and distribute this information on any other server or modify or re-use text or graphics on this system or another system. No reproduction of any part of the webpage may be sold or dispersed for profit-making gain nor shall it be modified or incorporated in any other work, publication, or website, whether in solid copy or electronic layout, including postings to any other website.

3. Acceptable Website Use

(A) Security Rules

Visitors are prohibited from violating or attempting to violate the security of the Website, including, without limitation:

• Accessing data not intended for such user or logging into a server or account which the user is not authorized to access,
• Attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization,
• Attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus or “Trojan horse” to the Website, overloading, “flooding”, “mailbombing” or “crashing”,
• Sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. The business and/or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

(B) General Rules

Visitors may not use the Website to transmit, distribute, store or destroy material:

• That could constitute or encourage conduct that would be considered a criminal offense or violate any applicable law or regulation,
• In a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy or publicity of other personal rights of others, or
• That is libelous, defamatory, pornographic, profane, obscene, threatening, abusive or hateful.

4. Indemnity

The User unilaterally agrees to indemnify and hold harmless, without objection, the Company, its officers, directors, employees and agents from and against any claims, actions and/or demands and/or liabilities and/or losses and/or damages whatsoever arising from or resulting from their use of XooBill or its sub-domains or their breach of the terms.

5. Liability

These terms and conditions are governed by and to be interpreted by the laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising about these terms and conditions or any dispute arising about the website whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located in India for the resolution of all such disputes.

User agrees that neither Company nor its group companies, directors, officers, or employees shall be liable for any direct and/or indirect and/or incidental and/or special and/or consequential and/or exemplary damages, resulting from the use or the inability to use the service or for the cost of procurement of substitute goods or services or resulting from any goods or data or information or services purchased or obtained or messages received or transactions entered into through or from the service or resulting from unauthorized access to or alteration of user’s transmissions or data or arising from any other matter relating to the service, including but not limited to, damages for loss of profits or use or data or other intangible, even if Company has been advised of the possibility of such damages.

The user agrees that any external links to third-party websites on our Website are provided as a convenience to you. These sites are not controlled by us in any way and we are not responsible for the accuracy, completeness, legality, or any other aspect of these other sites including any content provided on them. Users access such websites at their own risk.

User further agrees that Company shall not be liable for any damages arising from interruption, suspension, or termination of service, including but not limited to direct and/or indirect and/or incidental and/or special consequential and/or exemplary damages, whether such interruption or suspension or termination was justified or not, negligent or intentional, inadvertent or advertent.

User agrees that Company shall not be responsible or liable to user, or anyone, for the statements or conduct of any third party of the service. In sum, in no event, shall the Company’s total liability to the User for all damages or losses or causes of action exceed the amount paid by the User to Company, if any, that is related to the cause of action.

6. Copyrights

This site contains material, including text and graphics, which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property privileges in this material are either owned by SparrowBytes FinTech Solutions. We retain copyright on all Information, including text and graphics and all trademarks displayed on this web site are owned by SparrowBytes FinTech Solutions.

• You may use and display the information only on your personal computer only for personal use. SparrowBytes FinTech Solutions grants you a limited, personal, non-exclusive and non-transferable license only for such use.
• You may print copies of the information on this web site for your personal use and store the files on your system for personal use.

7. Links to Third Party Sites

Links to third-party websites are provided on the Website as a convenience to User(s). User(s) acknowledge and agree that SparrowBytes FinTech Solutions does not have any control over the content of such websites and/or any information, resources or materials provided therein. SparrowBytes FinTech Solutions advises its User(s) to read the terms and conditions of use and/or privacy policies applicable in respect of such Third-Party Websites prior to using or accessing such Third Party Websites. Users acknowledge and agree that SparrowBytes FinTech Solutions has no control over any content offered on Third Party Websites, does not monitor such Third Party Websites, or any content, products, or services made available thereof.

8. Termination

• You may not copy, distribute, download, perform, reproduce, display, modify, edit, alter, enhance, broadcast, or tamper with in any way or otherwise use any material contained in the website except as set out under “You may”. These restrictions apply in relation to all or part of the material on the website.
• You may not remove any copyright, trademark or other intellectual property notices contained in the original material from any material copied or printed off from the website; link to this web site; without our express written consent.
• The user is not allowed to copy and distribute this information on any other server, or modify or re-use text or graphics on this system or another system. No reproduction of any part of the webpage may be sold or dispersed for profit-making gain nor shall it be modified or incorporated in any other work, publication or web site, whether in solid copy or electronic layout, including postings to any other web site.

9. Hyperlinking to our Content

The following organizations may link to our Website without prior written approval: government agencies; news organizations; search engines; online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other registered industries; and system wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site. These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not incorrectly suggest sponsorship, authorisation or approval of the linking party and its products and/or services; and (c) fits within the situation of the connecting party’s site. No use of SparrowBytes FinTech Solutions logo or other creation will be permitted for connecting absent a trademark license agreement.

10. Content Liability

We shall not be held accountable for any content that is available on your Website. You agree to look after and defend us against all claims that are escalating on your Website. No link(s) should seem on any Website that may be taken as libelous, indecent, or criminal, or which invades, otherwise disrupts or advocates the infraction or other violation of, any third party rights.

11. Miscellaneous

• SparrowBytes FinTech Solutions does not consistently observe your postings to the web site but reserves the right to do so. You acknowledge that we will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any information it receives of such illegal conduct. When requested, we will co-operate fully with law enforcement agencies in any investigation of alleged illegal activity on the Internet.
• SparrowBytes FinTech Solutions may suspend the operation of this web site for support or maintenance work, in order to update the content or for any other reason.
• Submissions and unauthorized use of any materials contained on this web site may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations. You alone are responsible for your actions. As such, you shall indemnify and hold SparrowBytes FinTech Solutions and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all loss, costs, damages, liabilities, and expenses incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the web site or the use of the web site by any person using your user name and/or password violates any applicable law or regulation, or the rights of any third party.
• SparrowBytes FinTech Solutions may change the terms and conditions and disclaimer set out above from time to time. By browsing this web site, you are accepting that you are bound by the current terms and conditions and disclaimer and so you should check these each time you revisit the web site.
• Personal details provided to SparrowBytes FinTech Solutions through this web site will only be used in accordance with our privacy policy. By providing your personal details to us you are consenting to its use in accordance with our privacy policy.
• SparrowBytes FinTech Solutions reserves the right to terminate access to this web site at any time and without notice. Further this limited license terminates automatically, without notice to you, if you breach any of these Terms.
• If you have a question or complaint, please contact us at [email protected].

12. License

Unless otherwise stated, SparrowBytes FinTech Solutions or its licensors own the intellectual property rights for all goods on SparrowBytes.com. All intellectual property rights are reserved. You may access this from SparrowBytes.com for your own personal use subject to restrictions set in these terms and conditions.

13. Your Privacy

Please read our Privacy Policy.

14. Credit Card Details

You agree, comprehend and approve that the credit card information offered by you for availing of services on XooBill will be correct and precise and you shall not use the credit card which is not legally possessed by you. You further agree and assume to offer the precise and legal credit card information to our website. Further the said data will not be applied and shared by XooBill with any of the third parties unless essential by law, regulation or court order. XooBill will not be accountable for any credit card fraud. The responsibility for use of a card fraudulently will be on you and the onus to ‘prove otherwise’ shall be completely on you. Fraudulent /Declined Transactions: XooBill reserves the right to recover the cost of goods, collection charges and lawyers fees from people using the Site fraudulently. XooBill reserves the right to initiate legal proceedings against such persons for fraudulent use of the Site and any other unlawful acts or acts or omissions in breach of these terms and conditions.

15. Electronic Communications

When you visit XooBill, send SMS or send emails to us, you are communicating with us electronically. You agree to accept communications from us electronically. We will communicate with you by email, SMS or by posting notices on the XooBill platform. You agree that all agreements, notices, disclosures and other communications that we offer to you electronically satisfy any legal requirement that such communications be in writing.

16. Modification of Terms and Conditions of Service

XooBill may at any time change the User Agreement without any prior notification to you. Subsequent to any modification of the User Agreement, it will be shown in the terms & conditions listed in the help section of the XooBill. In the event the modified User Agreement is not acceptable to you, you should discontinue using the service. However, if you continue to use the service you shall be deemed to have agreed to accept and abide by the modified User Agreement.

17. Applicable Law and Jurisdiction

These terms and conditions are governed by and to be interpreted in accordance with the laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these terms and conditions or any dispute arising in relation to the website whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located in India for the resolution of all such disputes.

18. Reviews, Feedback, Submissions

All reviews, comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered to XooBill on or by this Site or otherwise disclosed, submitted or offered in connection with your use of this platform shall be and remain XooBill property. XooBill will be entitled to use, reproduce, disclose, modify, adapt, publish, display and distribute any Comments you submit for any purpose whatsoever, without restriction and without compensating you in any way. XooBill does not regularly review posted Comments, but does reserve the right (but not the obligation) to monitor and edit or remove any Comments submitted to the Site. You grant XooBill the right to use the name that you submit in connection with any Comments. You agree not to use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of any Comments you submit. You are and shall remain solely responsible for the content of any Comments you make and you agree to indemnify XooBill and its affiliates for all claims resulting from any Comments you submit. XooBill and its affiliates take no responsibility and assume no liability for any Comments submitted by you or any third party.

19. Trademarks

XooBill products and logos are trademarks or registered trademarks of SparrowBytes FinTech Solutions or its affiliates. The trademarks may not be used in connection with any product or service that is not a XooBill product or service.

20. Objectionable Material

You understand that by using this platform or any services offered on this platform, you may encounter Content that may be considered by some to be offensive, indecent, or objectionable, which Content may or may not be identified as such. You agree to use this platform and any service at your sole risk and that to the fullest extent permitted under applicable law, XooBill and its associates shall have no liability to you for Content that may be deemed offensive, indecent, or objectionable to you.

21. Entire Agreement

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between you and XooBill with respect to the XooBill platform/services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and XooBill with respect to the XooBill platform. XooBill failure to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches.